Sally Smith Nicoli enthusiastically joined The Clem Collaborative in November of 2023. A licensed financial advisor and fiduciary, Sally brings a wealth of experience to the team. With a Master’s degree in Counseling and Human Relations, she began her career guiding individuals and families in the educational arena. Sally was called to the financial services realm holding a firm belief that financial well-being is integral to overall good health. Life presents financial challenges and opportunities which Sally is well-equipped to help navigate. Earning licensure in multiple states with a Series 7, 65/63 and Life Accident and Health, she is determined to assist individuals toward optimizing their financial goals.

Born and raised on a New Hampshire dairy farm, Sally married her high school sweetheart in August of 2023. She and her husband, Daniel, are fulfilling their shared dream of living in the South Carolina Lowcountry. Together they enjoy playing golf, pickleball, birdwatching and being on the water.

During her years as a single mother of two, Sally became a fan of DIY home and garden projects. After receiving an estimate on constructing a granite fireplace in her living room, she opted to save the money and build it herself. In the true sense of the Clem philosophy – “It doesn’t matter how much money you make. What matters is how much of it you keep!”