Tax Preparation

Are you paying enough for tax preparation?

You never hear of someone looking for a discount brain surgeon or a cut-rate cardiologist. Unfortunately, when it comes to their financial health, far too many people mistakenly believe that tax preparers are interchangeable, and that cheaper is automatically better. As Enrolled Agents (the highest level of tax certification available) our Charleston, South Carolina based tax preparers engage in dozens of hours of training and education every year – all to ensure that when it comes to YOUR tax return, we have the tools to maximize your refund or minimize your balance due, each and every time.

Should we collaborate?

Tax Planning

When was the last time your tax advisor said: “Here is an idea that I think will save you money?”

The U.S. Tax Code does more than simply provide the government with a way to pay its bills. It actually provides a roadmap to wealth creation – assuming you know where to look. Once the Tax Return is completed, we shift our focus from preparation – which is the process of putting the best spin on what has ~already~ happened, to Tax Planning – which is the process of creating and implementing legal, ethical strategies to reduce the amount of tax you pay in the years to come.

Should we collaborate?

Financial Planning

How much is not enough?

Research shows us that – despite throwing money into 401Ks, IRAs, Savings Accounts, and cramming it under the mattress, the vast majority of Americans will be woefully unprepared for retirement. This is largely because they don’t know how much they need to accumulate. At the Clem Collaborative, we begin with the end in mind, by helping our clients create not only a Master Goal, but achievable, trackable targets for along the way.

Should we collaborate?

Money Coaching

What is your "bottleneck?"

After more than a decade in business, our experience has shown us that virtually everyone has some sort of financial “bottleneck” that is keeping them from reaching their financial potential. This may be too much debt, lack of a workable budget, or a disconnect in ideology between various members of the family. Regardless of the issue, our Money Coaching program allows us to help our clients identify – then defeat – those financial “demons” and break through the bottleneck once and for all.

Should we collaborate?

Problem Resolution

Can you handle the Truth?

At any given time, several million Americans are behind in filing and/or paying their taxes. And there is no shortage of companies out there who are willing to make big promises and take big retainers, all while delivering small results. We take a different approach. We know that most people aren’t looking for a free ride, or to shirk their duty, but are oftentimes fearful of the financial “pain” a true resolution might cause. By offering truthful answers and workable solutions, we show our clients a path for putting the past behind them, and building a solid foundation for the future.

Should we collaborate?